The Financial Shield© The purpose of the Financial Shield© is to ward off the imminent collection advances of lenders and to provide a buffer of time during which assets are protected from levies and attachment. The Financial Shield does not eliminate debt.  | CreditGuard© CreditGuard provides our customers with relief from those demeaning collection calls and intimidating collection notices. There are two effective components to the APG CreditGuard© package; The TeleGuard© and MailGuard© services.  | The APG Control your Creditors© system is a powerful debt settlement program that provides our customers with the knowledge, tools, and support from the core event of establishing the time-buffer to hold off creditors, keeping them at bay without consequences, through to legal defense and credit repair.  |